— Business Advisers · Focused on real results

Business advisory
from the top half percent.

We are a financial, investment and business advisory firm working with private businesses doing up to AUD $300M and the family offices that capitalise them. Because we are focused on transactions, we only provide advice where a future funding, investment or M&A outcome is likely — so we do not bill for hours for the sake of billing for hours.

— 01 · Real solutions, not paperwork

The right structures
for a business that will thrive.

Whether the goal is to expand, protect what you have built, or prepare for a future transaction, the corporate structure is the single most decisive choice an owner makes. It sets the ceiling on borrowing, the floor on tax, the cleanliness of an eventual sale, and the resilience of the business if something goes wrong.

Offensive structures

  • Maximise borrowing capacity — banks and private credit.
  • Maximise the eventual sale value of the business.
  • Bring investment capital in without surrendering control.
  • Build the architecture private equity actually buys.

Defensive structures

  • Protect personal and external assets from business risk.
  • Quarantine individual business assets from one another.
  • Divest loss-making arms cleanly when the time comes.
  • Preserve the core business in a worst-case scenario.
Speak to a business adviser
— 02 · Expand the funding envelope

Business advisers who unlock grants.

We make clients eligible for government and competitive grants in cases where, on the face of it, they would not be. Because of our depth in R&D and competitive grant programs — and our work with four specialist grant consultants — we can structure a business so the money on the table actually reaches it.

Research & development

  • Restructure businesses doing more than $20M so they remain eligible.
  • Convert R&D tax offsets into cash rebates where the structure allows.
  • Arrange finance against approved government grant entitlements.

Competitive grants

  • Position the business for hundreds of grants live at any one time.
  • Pair grant capital with private credit to accelerate deployment.
  • Coordinate four specialist consultants by domain.
Speak to a business adviser
— 03 · Long-term focused

Business advisers who understand corporate finance.

How a business holds and deploys capital — debt, equity, hybrids — is an artform few practise well. Paired with our structuring work, we help owners maximise what they can raise from both traditional and non-traditional sources, and we engineer the instruments that make the deal work.

  • Capital planning for growth — sequenced to the business plan, not the market window.
  • Layering debt to maximise the total facility size available to the business.
  • Choosing between bank, second-tier and private credit by project and by risk.
  • Structuring the business to maximise the number and type of grants available.
  • Engineering the right debt, equity or hybrid instrument to serve the actual mission.
Speak to a business adviser
— 04 · Real capital, not introductions

Business advisers with real capital solutions.

We provide the funding certainty most advisers cannot. Because we have spent years building relationships with family offices, wholesale funds and private equity groups, we can engineer unconventional capital solutions and source capital that brokers simply do not have access to.

  • Private debt funded by family offices — immediate, decisive capital.
  • Private credit funded by institutional players for long-term growth.
  • Engineered financial products — including underwriting and asset-backed facilities — built where nothing existed.
  • Traditional bank and second-tier facilities through long-standing relationships.
  • Specialised asset finance for the unusual collateral the banks won't lend against.
Speak to a business adviser
— 05 · Exit-ready

Business advisers who make you exit-ready.

Exit readiness is the discipline of putting the business in a position of strength from day one, so that when the sale comes — three, five or ten years away — it is a high-conviction transaction rather than a fire-sale. Most owners are consumed by the day-to-day and forget that, eventually, the business will need to be sold. That oversight costs millions.

Because we work alongside private equity buyers, we know what they look for, and we “dress the bride” — sometimes years in advance — so the corporate hygiene is unimpeachable when the diligence pack lands.

  • The correct corporate structure, from the outset.
  • Key-personnel agreements in place, with sensible incentives.
  • Financials prepared with the metrics PE actually underwrites.
  • Key supplier and customer agreements documented and assignable.
  • Operations self-sufficient — not founder-dependent.
  • Loss-making arms divested cleanly, well before sale.
  • The story of the business and its PR positioning, established.
Speak to a business adviser
— 06 · A family of entrepreneurs

Business advisory done differently.

A material part of the value we deliver is the network of operators and investors we sit at the centre of. When the work is the right fit, we introduce clients to one another — to compound revenue, deal-flow and judgement that none of them would have on their own.

“Business advisory needs to be tied to the long-term success of the client — because the long term is where the upside lives for everyone in the room.”
— Why us

Three reasons
private owners retain us.

1 / 3

Patterns from $300M businesses

We work with private clients up to AUD $300M and with the family offices that fund them. The pattern recognition that comes from operating at that altitude — across industries — is what compounds into the advice we give you. Our learning is ongoing, and with it the solutions we can engineer for your business.

2 / 3

A network broader than advice

We do not work in isolation. We coordinate four specialist grant consultants, wholesale funds, family offices and private equity groups. That breadth means we can bring solutions to your problem that a traditional adviser, working alone, cannot.

3 / 3

Aligned to outcomes, not hours

Advisory is not our main source of revenue — transactions and investments are. That is on purpose. It means we will never recommend work that doesn't lead somewhere, and we will never bill for hours that don't move you forward. Our incentives are tied to your outcome.

— Questions

What owners ask us
before they engage.

When should I engage a business adviser?

Typical scenarios include starting a new business, rapid growth, turnaround, cashflow pressure, protecting assets, divesting business arms, raising capital, or preparing to sell. In practice, the earlier the better — the structural decisions that protect a sale or a raise are usually made years in advance.

What is the difference between a business adviser and a consultant?

Consultants tend to provide thematic advice without a deliverable. Advisers — particularly licensed or accredited ones — have a core deliverable alongside the advice: an accountant sets up the trust, a lawyer files the matter, Structure Me designs the corporate architecture and sources the capital that the advice depends on.

What makes a good business adviser?

Two things: holistic judgement and a real network. A good adviser sees how an answer in one area — structure, tax, capital, governance — ripples into the others. A great adviser brings a network of family offices, wholesale funds, private equity and specialist counsel that can convert advice into outcomes the owner could not reach alone.

Anyone can collect a degree, a few years of experience and a business card. Far fewer have raised capital, run a restructure, and engineered new financial products to get a client out of trouble. That is what real advisory looks like.

What is the role of a business adviser?

To help the owner make the decisions that compound over time — about structure, capital, partners and exit — and to translate those decisions into implemented architecture. Specialists who only see one column of the business often miss how their advice impacts the others. The role of a good adviser is to hold the whole picture.

What is the difference between a business adviser and a business coach?

A business adviser focuses on the technical — finance, structure, legal, governance, capital. A business coach focuses on the psychology of the operator. Structure Me sits firmly on the technical side, while introducing founders to a network of family offices and operators that shifts the psychology of what is possible.

What do business advisers do at Structure Me?

We specialise in corporate structures for private businesses, corporate finance, debt and equity instrument design, shareholder negotiations and the sourcing of traditional and non-traditional capital. We treat the client's business as our own and stay on the field until the architecture is built, the capital is in, and the outcome is delivered.

— Begin

Most advisory engagements begin with a quiet conversation.

Whether you are planning a capital raise, contemplating sale, or simply re-thinking how the business is held — start with a confidential introduction. There is no obligation, and no second party in the room.