We are a financial, investment and business advisory firm working
with private businesses doing up to AUD $300M
and the family offices that capitalise them. Because we are
focused on transactions, we only provide advice where a future
funding, investment or M&A outcome is likely — so we do not
bill for hours for the sake of billing for hours.
Counsel · Capital · Structure
— 01 · Real solutions, not paperwork
The right structures for a business that will thrive.
Whether the goal is to expand, protect what you have built, or
prepare for a future transaction, the corporate structure is the
single most decisive choice an owner makes. It sets the ceiling on
borrowing, the floor on tax, the cleanliness of an eventual sale,
and the resilience of the business if something goes wrong.
Offensive structures
Maximise borrowing capacity — banks and private credit.
Maximise the eventual sale value of the business.
Bring investment capital in without surrendering control.
Build the architecture private equity actually buys.
Defensive structures
Protect personal and external assets from business risk.
Quarantine individual business assets from one another.
Divest loss-making arms cleanly when the time comes.
Preserve the core business in a worst-case scenario.
We make clients eligible for government and competitive grants in
cases where, on the face of it, they would not be. Because of our
depth in R&D and competitive grant programs — and our work
with four specialist grant consultants — we can structure a
business so the money on the table actually reaches it.
Research & development
Restructure businesses doing more than $20M so they remain eligible.
Convert R&D tax offsets into cash rebates where the structure allows.
Arrange finance against approved government grant entitlements.
Competitive grants
Position the business for hundreds of grants live at any one time.
Pair grant capital with private credit to accelerate deployment.
Business advisers who understand corporate finance.
How a business holds and deploys capital — debt, equity, hybrids —
is an artform few practise well. Paired with our structuring
work, we help owners maximise what they can raise from both
traditional and non-traditional sources, and we engineer the
instruments that make the deal work.
Capital planning for growth — sequenced to the business plan, not the market window.
Layering debt to maximise the total facility size available to the business.
Choosing between bank, second-tier and private credit by project and by risk.
Structuring the business to maximise the number and type of grants available.
Engineering the right debt, equity or hybrid instrument to serve the actual mission.
We provide the funding certainty most advisers cannot. Because we
have spent years building relationships with family offices,
wholesale funds and private equity groups, we can engineer
unconventional capital solutions and source capital that brokers
simply do not have access to.
Private debt funded by family offices — immediate, decisive capital.
Private credit funded by institutional players for long-term growth.
Engineered financial products — including underwriting and asset-backed facilities — built where nothing existed.
Traditional bank and second-tier facilities through long-standing relationships.
Specialised asset finance for the unusual collateral the banks won't lend against.
Exit readiness is the discipline of putting the business in a
position of strength from day one, so that when the sale comes —
three, five or ten years away — it is a high-conviction transaction
rather than a fire-sale. Most owners are consumed by the day-to-day
and forget that, eventually, the business will need to be sold.
That oversight costs millions.
Because we work alongside private equity buyers, we know what they
look for, and we “dress the bride” — sometimes years in
advance — so the corporate hygiene is unimpeachable when the
diligence pack lands.
The correct corporate structure, from the outset.
Key-personnel agreements in place, with sensible incentives.
Financials prepared with the metrics PE actually underwrites.
Key supplier and customer agreements documented and assignable.
Operations self-sufficient — not founder-dependent.
Loss-making arms divested cleanly, well before sale.
The story of the business and its PR positioning, established.
A material part of the value we deliver is the network of operators
and investors we sit at the centre of. When the work is the right
fit, we introduce clients to one another — to compound revenue,
deal-flow and judgement that none of them would have on their own.
i.
Look for joint-venture and revenue opportunities between you and the rest of our client base.
ii.
Open the door to our network — for capital, customers or specialist counsel — when it serves you.
iii.
Quarterly dinners with other founders to compare notes — the wins, the losses, the trades worth making.
iv.
Be the call you make when something hard lands on the desk.
“Business advisory needs to be tied to the long-term success
of the client — because the long term is where the upside lives for
everyone in the room.”
— Why us
Three reasons private owners retain us.
1 / 3
Patterns from $300M businesses
We work with private clients up to AUD $300M and with the
family offices that fund them. The pattern recognition that comes
from operating at that altitude — across industries — is what
compounds into the advice we give you. Our learning is ongoing,
and with it the solutions we can engineer for your business.
2 / 3
A network broader than advice
We do not work in isolation. We coordinate four specialist grant
consultants, wholesale funds, family offices and private equity
groups. That breadth means we can bring solutions to your problem
that a traditional adviser, working alone, cannot.
3 / 3
Aligned to outcomes, not hours
Advisory is not our main source of revenue — transactions and
investments are. That is on purpose. It means we will never
recommend work that doesn't lead somewhere, and we will never
bill for hours that don't move you forward. Our incentives are
tied to your outcome.
— Questions
What owners ask us before they engage.
When should I engage a business adviser?
Typical scenarios include starting a new business, rapid
growth, turnaround, cashflow pressure, protecting assets,
divesting business arms, raising capital, or preparing to sell.
In practice, the earlier the better — the structural decisions
that protect a sale or a raise are usually made years in
advance.
What is the difference between a business adviser and a consultant?
Consultants tend to provide thematic advice without a
deliverable. Advisers — particularly licensed or accredited
ones — have a core deliverable alongside the advice: an
accountant sets up the trust, a lawyer files the matter,
Structure Me designs the corporate architecture and sources
the capital that the advice depends on.
What makes a good business adviser?
Two things: holistic judgement and a real network. A good
adviser sees how an answer in one area — structure, tax,
capital, governance — ripples into the others. A great adviser
brings a network of family offices, wholesale funds, private
equity and specialist counsel that can convert advice into
outcomes the owner could not reach alone.
Anyone can collect a degree, a few years of experience and a
business card. Far fewer have raised capital, run a
restructure, and engineered new financial products to get a
client out of trouble. That is what real advisory looks like.
What is the role of a business adviser?
To help the owner make the decisions that compound over time —
about structure, capital, partners and exit — and to translate
those decisions into implemented architecture. Specialists who
only see one column of the business often miss how their
advice impacts the others. The role of a good adviser is to
hold the whole picture.
What is the difference between a business adviser and a business coach?
A business adviser focuses on the technical — finance,
structure, legal, governance, capital. A business coach focuses
on the psychology of the operator. Structure Me sits firmly on
the technical side, while introducing founders to a network of
family offices and operators that shifts the psychology of
what is possible.
What do business advisers do at Structure Me?
We specialise in corporate structures for private businesses,
corporate finance, debt and equity instrument design,
shareholder negotiations and the sourcing of traditional and
non-traditional capital. We treat the client's business as our
own and stay on the field until the architecture is built, the
capital is in, and the outcome is delivered.
— Begin
Most advisory engagements begin with a quiet conversation.
Whether you are planning a capital raise, contemplating sale, or
simply re-thinking how the business is held — start with a
confidential introduction. There is no obligation, and no second
party in the room.